The Basics

  • The NCompass Pooled Retirement Trust (NCompass Trust) is an investment cooperative designed to offer small and midsized employers access to recordkeeping services and 401(k) investments.
  • The NCompass Trust was created in 2004 to benefit small and medium size businesses with fewer than 100 employees, seeking competitive pricing for premium 401(k) services.
  • The NCompass Trust is controlled by a board of directors selected from member employers of the NCompass Trust. This board is responsible for selecting and reviewing the investments available for 401(k) plans that belong to the NCompass Trust.
  • The NCompass Trust currently has more than $20 million that belongs to the employees of more than 50 member employers. Recordkeeping services and investments are priced accordingly!

  • Each employer adopts its own 401(k) plan document selecting any provisions allowed by the law. This gives member employers flexibility in plan design.

  • For plan sponsors, information uploads use ACH transfer technology and are fast, intuitive and secure.

  • The NCompass Trust offers competitive plan expenses that include recordkeeping services from Empower, plan advisor compensation, professional 3(38) fiduciary services and institutional investment pricing. Expenses will vary from year to year based on investment selection.

                      Contact our office for more information at 406-587-5977